Western Savings Account

  • Minimum balance to open account: $500.
  • Maintain average collected balance of $300 to obtain disclosed annual percentage yield. 
  • Interest compounded and credited quarterly.
  • Tiered rates.
  • If average collected balance dips below $300 during a statement cycle, a monthly fee of $3 will apply.
  • Fees: A per withdrawal fee of $4 will be charged for each debit transaction (et. al.) in excess of four per calendar month.
  • Transaction Limitations: Transfers from a Western Savings Account to another account or to third parties by pre-authorized, automatic, or telephone transfer are limited to six per calendar month with no transfers by debit card or similar order to third parties.


Western Savings Minor Account

  • Minimum balance to open account: $10.
  • Maintain average collected balance of $100 to obtain disclosed annual percentage yield. 
  • Interest compounded and credited quarterly.
  • Tiered rates.
  • Fees: A per withdrawal fee of $4 will be charged for each debit transaction (et. al.) in excess of four per calendar month.
  • Transaction Limitations: Transfers from a Western Savings Minor Account to another account or to third parties by pre-authorized, automatic, or telephone transfer are limited to six per calendar month with no transfers by debit card or similar order to third parties.


Current Rates