Western Bank of Wolf Point, the basis of each customer relationship
is trust. As our customer, you should feel secure in the knowledge
that your privacy will not be compromised.
You entrust us with sensitive financial information and we are
committed to treating that information responsibly in our ongoing
effort to offer you the financial products and services you need
to accomplish your goals.
use, retention and security of individual customer information.
In most cases we will limit the collection and use of information
about our customers to that which is necessary to administer our
business and provide service to our customers. This brochure will
further explain what types of nonpublic financial information we
We use information to protect and oversee your records, accounts
and funds; to comply with laws and regulations; to help design and
improve products and services; and to understand your financial
needs so that we can provide you with quality products and superior
Information about you that we collect in the process of providing
a financial product or service to you is called "nonpublic
Western Bank of Wolf Point collects nonpublic personal information
about you from the following sources:
- Information we receive from you on applications or other forms,
- Information about your transactions with us, our affiliate,
or others; and
- Information we receive from a consumer-reporting agency.
Nonpublic personal information does not include information that
is available from public sources, such as telephone directories
or government records.
As permitted by law, we may disclose some or all of the nonpublic
personal information about you and described above to nonaffiliated
third parties, which may include:
- Companies who perform marketing services on our behalf or other
financial institutions with which we have joint marketing agreements.
- Other nonaffiliated third parties, as permitted by law.
When you end your customer relationship with us, or you become
an inactive customer, we will continue to adhere to these privacy
policies and practices.
Our employees are educated about the importance of maintaining
the confidentiality of customer information. We restrict access
to your personal and account information to those employees who
need to know that information to provide products or services to
Employees are required to follow our "Code of Ethics/Conflict
of Interest" policy, which states, among other things, that
customer information is considered private and privileged and is
to be used solely for the purpose of providing you with the finest
Western Bank of Wolf Point maintains physical, electronic and procedural
safeguards that comply with federal standards to guard your nonpublic
We recognize and respect the privacy expectations of our customers.
We want you to understand our commitment to privacy in our use of
customer information. As a result, we have made our privacy principles
readily available. Customers who have questions about these privacy
principles or have a question about the privacy should call Western
Bank of Wolf Point at 1-406-653-5500.