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Deposit Accounts
Account Product Name
Daily Balances of:
Minimum Opening Deposit
Annual Percentage Yield
NOW Account
Up to $9,999.99 average collected balance
$2,500.00
0.05%
$10,000.00 to $49,999.99 average collected balance
$2,500.00
0.10%
$50,000.00 to 99,999.99 average collected balance
$2,500.00
0.15%
$100,000.00 & over average collected balance
$2,500.00
.15%
Quality Club Accounts
$1,000.00 to $1,999.99 average collected balance
$500.00
0.05%
$2,000.00 to $9,999.99 average collected balance
$500.00
0.05%
$10,000.00 to $49,999.99 average collected balance
$500.00
0.15%
$50,000.00 & over average collected balance
$500.00
0.15%
WHIP MM Account
$2,500.00 to $9,999.99 average collected balance
$2,500.00
0.05%
$10,000.00 to $49,999.99
$2,500.00
0.10%
$50,000.00 to $99,999.99
$2,500.00
0.15%
100,000.00 & over
$2,500.00
0.15%
Savings
Up to $4,999.99
$500.00
0.05%
$5,000.00 to $9,999.99
$500.00
0.10%
$10,000 - $49,999.99
$500.00
0.15%
$50,000 - $99,999.99
$500.00
0.15%
$100,000.00 & over
$500.00
.15%
Premier
$2,500-$9,999.99
$500.00
.15%
$10,000-$49,999.99
$500.00
.15%
$50,000 - $99,999.99
$500.00
.15%
$100,000.00 & over
$500.00
.15%
Early account closure may forfeit accrued interest.
The interest rate and annual percentage yield may change after account opening.
Fees could reduce earnings on the account.
APY effective as of: January 9, 2014.


Western IRA Account
Current Variable Interest Rate: 1.58%
Current Annual Percentage Yield: 1.59%
APY effective as of: January 9, 2014.
We may change the rate on your account at any time.


Certificates of Deposit
Term
Minimum Opening Deposit
Annual Percentage Yield
91 Day CD
$2,500.00
.15%
182 Day CD
$2,500.00
.25%
12 Month CD
$1,000.00
.40%
18 Month CD
$1,000.00
.50%
24 Month CD
$1,000.00
.60%
30 Month CD
$1,000.00
.75%
48 Month CD
$1,000.00
1.10%
5 Year CD
$1,000.00
1.51%
A penalty may be imposed for early withdrawal.
APY effective as of: January 9, 2014.


Current CD Specials
Term
Minimum Opening Deposit
Annual Percentage Yield

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Western Bank of Wolf Point
Notice of Expiration of Temporary Full FDIC Insurance Coverage
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